Guaranteed acceptance final expense life insurance starting at $1/day. Lock in a rate that never increases, coverage that never decreases, and cash your family can use immediately.
See your rate in seconds — no obligation
The average funeral costs $9,000–$12,000. Final expense insurance covers those costs quickly — so grief isn't compounded by financial stress.
No medical exam, no health questions for qualifying plans. Ages 45–85 accepted regardless of health history.
Your premium never increases and your coverage never decreases — guaranteed in writing from day one.
Beneficiaries typically receive funds within 24–48 hours of an approved claim — no waiting months for probate.
Plans starting under $1 a day. Flexible coverage from $5,000 to $50,000 to fit any family budget.
Cash goes to your named beneficiary directly — usable for funeral costs, medical bills, or any family need.
We work with A-rated carriers licensed in all 50 states, backed by real people ready to help.
No paperwork headaches. Most applicants are approved the same day they apply.
Answer a few quick questions online or by phone to see your personalized rate.
Pick the coverage amount that fits your family's needs and your monthly budget.
Most applications are approved instantly — no medical exam, no waiting rooms.
Your policy is locked in for life. Your family is protected, starting today.
Transparent pricing. No hidden fees. Cancel anytime — though 98% of our members never do.
Covers basic funeral & burial costs
Full coverage plus extra family cushion
Maximum protection & family security
No. Our guaranteed acceptance plans require no medical exam and no health questions for applicants ages 45–85. Approval is typically instant.
Most approved claims are paid within 24–48 hours of submission, so your family isn't left waiting during an already difficult time.
Never. Your rate is locked in for life the day your policy is issued, and your coverage amount never decreases as long as premiums are paid.
Yes, there's no long-term contract. You may cancel at any time, though the vast majority of our policyholders choose to keep their coverage for life.
The cash benefit is paid directly to your named beneficiary and can be used for anything — funeral costs, medical bills, debts, or everyday family needs.